Welcome to Next3Gen

At Next3Gen, putting our clients first isn’t just a promise — it’s the foundation of everything we do. We’re committed to delivering the best possible outcomes for every individual situation, always ensuring that our clients are treated with care, fairness, and respect.

With extensive knowledge of the mortgage and finance marketplace, we understand that every client’s journey is unique. Thanks to our strong relationships with a wide range of lenders, we’re able to find solutions that fit almost any scenario – from first-time buyers and home movers to those with more complex lending needs.

At Next3Gen, you’ll be in safe hands with a team dedicated to providing expert guidance and genuine support every step of the way.

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Our Services

Fast, Flexible Financial Solutions

Mortgages

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Commercial Finance, Bridging Finance & Development Finance

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Insurance

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Our Core Values

Why We Do What We Do

“Where there’s a will, there’s always a way.”

Our account managers are guided by the same principles as our founders. If one solution doesn’t work, we’ll find another that does. We are dedicated to achieving the best possible outcomes for every client, and we are only satisfied when you are.

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CLIENT PROCESS

Our Mission

“To help our esteem clients achieve their business and life goals by developing value-added ideas, solutions and opportunities.”

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CLIENTS TESTIMONIALS

Working with Mr Kunl Patel and his team ( Dilu and Marc) at Y3S was an exceptional experience from start to finish. They were incredibly helpful throughout the entire mortgage process and made what could have been a stressful journey felt surprisingly easy.
Their guidance was clear, patient, reassuring at every stage. They took the time to explain everything in a way that made sense, answered all my questions promptly, and ensured I always felt informed and confident in the decisions I was making.
What really stood out was how seamless they made the whole process. Their professionalism, attention to detail, and genuine care for their clients truly set them apart. I’m extremely grateful for their support and would highly recommend Mr Patel and his team to anyone looking for a knowledgeable, reliable, and friendly mortgage broker.

Bas / United Kingdom

Narinder handled my buy-to-let mortgage and was absolutely amazing! The process was quick, smooth, and hassle-free. Great communication throughout and a really fast turnaround. I’ll definitely be going back to Narinder for my next property!

Greta / United Kingdom

I had the pleasure of working with Kunal from Next3Gen UK Finance as my broker for a bridging loan, and I honestly couldn’t have asked for a better experience.

Kunal went above and beyond at every stage, he was calm, clear, and completely on point, even when things got intense. His professionalism and steady approach gave me confidence throughout what could have been a very stressful process.

He was proactive, always available, and made sure everything kept moving forward when it really mattered. I genuinely couldn’t have done it without him.

Thank you, Kunal, you’ve been an absolute star, and I truly appreciate all your help and support!

Dinuka Wijesinghe / United Kingdom

Great service from next3gen uk finance! I needed a bridging loan fast, and Narinder delivered. She was able to get everything sorted and completed within a week, which was a huge relief. The process was straightforward, and she handled all the details efficiently. I highly recommend next3gen for anyone who needs a quick and hassle-free solution.

Simran Virdi / United Kingdom

Great!
Kunal was amazing to work with — really friendly, helpful, and explained everything clearly. He gave me all the info I needed, kept me updated, and was always there if I had questions. Great support from start to finish — highly recommend!

Narinder Kaur / United Kingdom

CONTACT NEXT3GEN

If perhaps you need more information about our services, please contact us; you can also complete the contact form at the bottom of this page. We look forward to your contact. Thank you.​​

Get ready for a smooth & stress-free process

Mortgage and protection products can be complicated – different features, different rates, different prices, and different benefits. We’ll simplify things, taking out the jargon and the stress, making it a smooth process from start to finish.

With access to the whole of market we’re not tied to any lender so you can be sure the information you receive is completely unbiased and with your best interests in mind

120+

Mortgage Lenders

100%

Tailored Service

20+

Available Insurers

12000+

Mortgage Products