Case Studies​

“Next3Gen provided the funding I needed to stay in business after my bank unexpectedly withdrew support.”

“After 15 years of running my bakery, my bank suddenly pulled my business line of credit due to a policy change, leaving me in a difficult position.
— James, Luton

• Type of Business: Bakery
• Capital Required: £40,000
• Reason for Funding: The bank unexpectedly revoked the client’s business credit, putting their operations at risk.
• Security: Debenture over the business and a charge over the client’s property with LTV of 28%.
• Outcome: Without this funding, the business would have faced potential closure within weeks. However, Next3Gen provided the necessary capital, allowing the business to continue operating smoothly with structured monthly repayments.

“Next3Gen made it possible for me to acquire full ownership of my restaurant when my bank wouldn’t support me.”

“My restaurant was co-owned with a partner, but I wanted to buy them out and take full control. Unfortunately, my bank refused to finance the deal due to their strict equity requirements. Next3Gen stepped in with the funding I needed, allowing me to complete the buyout and continue growing my business independently.”
— John, Bolton

• Type of Business: Restaurant
• Capital Required: £95,000
• Reason for Funding: The business owner needed funds to buy out their partner, but the bank declined due to equity concerns.
• Security: Debenture over the restaurant and a charge over the client’s property with LTV of 58%.
• Outcome: Next3Gen provided the necessary financing, allowing the business owner to successfully acquire full ownership

“Next3Gen helped me deliver on a major government contract when my bank delayed funding.”

“I secured a contract with a government agency to provide IT consulting services, but I needed to hire additional staff and invest in specialized software before starting the project. Next3Gen funded me quickly, allowing me to meet my contract requirements and position my business for future growth.”
— Williams, Liverpool.

• Type of Business: IT Consulting Firm
• Capital Required: £30,000
• Reason for Funding: The client needed to hire additional employees and purchase software to fulfill a government contract.
• Security: Debenture over the business and a charge over the client’s property with LTV of 20%.
• Outcome: Next3Gen provided fast funding, enabling the client to execute the contract successfully. The business has since secured additional contracts and continues to expand.

“Next3Gen made my second gym location possible when my bank wanted more financial history.”

“I had been running my fitness studio successfully for over a year and was ready to expand to a second location. My bank, however, required an additional year of financial records before they would consider lending to me. Next3Gen understood my vision and provided the funding I needed to launch my second location on time.”
— Kelvin,Bristol

• Type of Business: Fitness Studio
• Capital Required: £120,000
• Reason for Funding: The business needed funding for expansion, but the bank required two full years of financial history before considering a loan.
• Security: Debenture over the fitness studio and a charge over the new property with a combined LTV of 64%.
• Outcome: Thanks to Next3Gen, the second location was successfully launched and is now generating strong revenue, with the owner making steady loan repayments.

“Next3Gen gave me the competitive edge when my bank couldn’t see the bigger picture.”

“I knew that a major industry shift was coming, and I needed to act fast to capitalize on the opportunity. Unfortunately, my bank refused to lend me the necessary funds in advance, citing regulatory concerns. Waiting for traditional financing would have meant falling behind my competitors. Next3Gen understood my urgency and provided the funding within 24 hours, allowing me to get ahead and dominate the market.”
— Tony, Sheffield

• Type of Business: Renewable Energy Solutions
• Capital Required: £35,000
• Reason for Funding: The government was set to launch a new solar panel incentive program, but the official announcement had not been made. The client needed funds for marketing and inventory to be ready ahead of competitors, but the bank refused to lend without formal confirmation.
• Security: Debenture over the business, full security over its assets, and a charge over the client’s property with LTV of 30%.
• Outcome: Next3Gen provided the funding within 24 hours, allowing the business to launch its marketing campaign ahead of the government announcement. As a result, they secured a strong market position and are now growing profitably with structured monthly loan repayments.

“Next3Gen helped me secure a game-changing contract when my bank refused to back my vision.”

“I had the opportunity to secure a long-term supply contract with a major retailer, but I needed funding to scale my production capacity. My bank refused to lend because I couldn’t provide exact future output figures, which meant I risked losing the deal. Next3Gen understood my business potential and provided the funding I needed within 24 hours. Now, my business has transformed, and I’m successfully fulfilling the contract with steady growth.”
— Nelson, Derby.

• Type of Business: Organic Dairy Farm
• Capital Required: £700,000
• Reason for Funding: The client needed capital to build modern dairy facilities to fulfill a contract with a major supermarket. The bank declined funding due to the client’s inability to provide exact production forecasts.
• Security: Debenture over the business, full security over its assets, and a charge over multiple client-owned properties with LTV of 55%.
• Outcome: Next3Gen provided funding within 24 hours, allowing the client to scale operations and secure a long-term partnership with the retailer. The business is now thriving, with structured monthly loan repayments supporting its continued expansion.